clarimuraario

Professional Financial Forecasting Education & Training Programs

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Refund Policy

Clear guidelines for refunds and financial transactions

Last updated: March 2025

Refund Eligibility Criteria

At clarimuraario, we understand that circumstances change and want to ensure our refund process is transparent. Our refund policy covers various scenarios while maintaining fairness for all clients.

Service cancellation requested within 14 days of initial purchase
Technical issues preventing access to purchased services for more than 72 hours
Service delivery that significantly differs from what was originally described
Duplicate payments or billing errors on our part
Unused portions of prepaid consulting packages when cancelled with 30 days notice

Refund Process Steps

Our refund process is designed to be straightforward. Here's exactly what happens when you request a refund:

1

Submit Refund Request

Contact our support team via email at info@clarimuraario.com or phone +61408808144. Include your invoice number and reason for the refund request.

2

Request Review

Our team reviews your request within 2 business days. We may contact you for additional information or clarification about your situation.

3

Decision Notification

You'll receive written confirmation of our decision via email, including the refund amount and expected processing timeframe.

4

Payment Processing

Approved refunds are processed back to your original payment method. Processing times vary depending on your bank or payment provider.

Processing Timeframes

Standard Processing Times

Most refunds are processed within 5-7 business days once approved. However, the time it takes for funds to appear in your account depends on your payment method and financial institution.

Credit Card Refunds
3-5 business days
Bank Transfer Returns
5-7 business days
PayPal Transactions
1-3 business days
Direct Debit Reversals
7-10 business days

Partial Refund Scenarios

Some situations may qualify for partial refunds rather than full refunds. These typically include:

Consulting packages where some sessions have already been completed
Software subscriptions cancelled mid-billing cycle
Custom report services where preliminary work has been delivered
Training programs where materials have been accessed or downloaded

Partial refund amounts are calculated based on unused services and will be clearly explained when we review your request.

Important Policy Notes

Refunds are processed in Australian dollars and may be subject to currency conversion fees depending on your bank. We cannot be held responsible for fees charged by your financial institution. For services that include third-party software or subscriptions, refund eligibility may be limited by those providers' policies.

Special Circumstances

We recognize that unusual circumstances sometimes arise. If your situation doesn't fit our standard refund criteria, we encourage you to contact us anyway. Each case is reviewed individually, and we work to find fair solutions whenever possible.

Dispute Resolution

If you're not satisfied with our refund decision, you can escalate your case to our senior management team. We also comply with Australian Consumer Law requirements and will work with relevant authorities if needed to resolve disputes fairly.

Need Help with a Refund?

Our support team is here to help you through the refund process. We typically respond to refund inquiries within 24 hours during business days.

Contact Support Team